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Thakur, Rajiv R.
- Pradhan Mantri Jan Dhan Yojana (PMJDY) - A Study of its Role in Financial Inclusion and Sustainable Development
Authors
1 Jaipuria Institute of Management, Noida, IN
Source
Jaipuria International Journal of Management Research, Vol 1, No 1 (2015), Pagination: 16-23Abstract
In India, banking system has grown tremendously over past decade but it failed to end the rule of usurious money lenders in rural areas and urban slums who still exploit the poor and illiterate section of the society. In past, Government of India and Reserve Bank of India (RBI) both had undertaken number of initiatives for inclusive growth but still very large population and households didn't have access to formal banking services. Keeping this excluded section of the society in mind, current Prime Minister Shri Narendra Modi announced Pradhan Mantri Jan Dhan Yojana on 15 August 2014 and launched it as a national mission for financial inclusion on August 28, 2014. Initially the scheme was launched targeting about 7.5 crore accounts to be opened but soon these targets were revised to 10 crore accounts due to record accounts opening under the scheme.
This paper is a systematic attempt to study the progress, shortcomings and what lies in future for the Pradhan Mantri Jan Dhan Yojana and explores into how this scheme has been able to influence life of poor people. A comparison has been made of this scheme with various other schemes launched previously in India and worldwide for financial inclusion.
Keywords
Pradhan Mantri Jan Dhan Yojana, PMJDY, Financial Inclusion, Sustainable Development.
- Chief Editor’s Desk
Authors
1 Jaipuria International Journal of Management Research, IN
Source
Jaipuria International Journal of Management Research, Vol 2, No 2 (2016), Pagination: 1-1Abstract
This issue consists of eight papers, a case study and also a book review. We have received two papers from abroad, one from Canada and another from Bangladesh for this issue. I am glad to see the spread of the journal to different continents and sincerely hope that this outreach will continue and more and more authors across continents and countries will be contributing to this journal.- Chief Editor’s Desk
Authors
1 Jaipuria Institute of Management, Noida, IN
Source
Jaipuria International Journal of Management Research, Vol 3, No 1 (2017), Pagination: 1-1Abstract
Esteemed Patrons
It is my privilege to share with you all our next issue of JIJMR for the period January to June 2017. With publication of this issue, Jaipuria International Journal of Management Research (JIJMR) has entered into its third volume. We take pride in timely publication of our journal with pure research based papers and case studies on contemporary management issues. Due to overwhelming response of the researchers and practitioners in contributing their research papers for the journal, we are able to publish the journal always in time. I express my sincere thanks to all contributors who consider our journal relevant and trustworthy in its processes and approach. This is the best benchmark of quality of the publication. I want to reiterate here that JIJMR is purely an academic pursuit to encourage management research globally and we continue to do so.